I would go for the A65, you will be getting pretty much the latest technology so that will see you through the next 5 years comfortably.
If you want to do sports / action the higher FPS burst of the A65 will also be a big help.
One thing you shold also consider is the A65 has image stabilization built into the camera body. If you go with the Nikon it does not and to get it you will have to buy IS lenses whih are more expensive. There are some noise issue at high ISO on the Sony but I think these are generally only seen at ISO 1600 or above (check that for yourself). However shooting in RAW is supposed to help.
Another thing that may help your budget is the use of A mount Monlota lenses which are plentiful and quite cheap.
You might also consider the A57 again the very latest technology and cheaper so you may get an additional lense. My wife has just got one and its a great camera.
Hope that helps


